Business Bank Account
Hudson Valley Credit Union Enhanced Business Checking
Bonus
$1,500
APY
0.05%
Monthly Fee
$20/mo
To Qualify
$7,500 Balance + 10 Transactions
Availability
NY
Expires
11/24/2026
Bonus Details
Earn $1,500 cash, paid 30 days after meeting requirements. Keep the account open and in good standing through payment. Limit one offer per business member.
How To Qualify
Open your first Enhanced Business Checking account in person; existing HVCU business checking customers are ineligible. Deposit at least $7,500 and maintain a $7,500 average daily balance through the end of the third full calendar month after opening. Within 90 days of opening, complete 10 qualifying transactions: deposits, ACH credits, incoming wires, bill payments or debit purchases. Enroll in Internet or Mobile Banking; no minimum opening deposit is required.
APY Details
0.05% APY as of September 7, 2026; variable and subject to change. No minimum balance to earn interest. Fees may reduce earnings.
The Fine Print
- Monthly Fees
- $20
- Account Type
- Business Bank Account
- Promotion Start Date
- 9/7/2026
- Expiration Date
- 11/24/2026
- Additional Requirements
- Keep at least $0.01 in regular share savings, positive balances in all share accounts and no loan payments more than 30 days late to remain in good standing.
- Availability
- New York
Membership and account approval required. Must reside or operate a business in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Sullivan, Ulster or Westchester County, New York. Schedule an in-person appointment with a Business Banking Specialist.
Monthly Fee Details
$20 monthly low-balance fee, waived when you maintain a $7,500 balance.