Personal Bank Account
FourLeaf Federal Credit Union
Bonus
$550
APY
0.40%
Monthly Fee
None
To Qualify
$12,500 Direct Deposit over 24 months
Availability
Nationwide
Expires
12/31/2026
Bonus Details
$350 bonus when you open a new checking account and receive a qualifying direct deposit of $500 or more within 90 days of account opening.
Additional $100 bonus when a qualifying direct deposit continues to post for 12 consecutive months after the initial qualifying direct deposit.
Additional $100 bonus when a qualifying direct deposit continues to post for 24 consecutive months after the initial qualifying direct deposit.
How To Qualify
Receive a recurring paycheck, pension or government-benefit deposit of $500+ within 90 days, then monthly for 24 consecutive months after that initial month to earn all $550 ($12,500 minimum total); missing a month forfeits subsequent bonuses. Keep checking open and in good standing through each payout, made within 60 days of qualifying.
APY Requirements
Earn 0.40% APY each month with online banking and eStatements, direct deposit, and 10 point-of-sale debit card transactions posted by month-end. Otherwise, 0.00% APY.
The Fine Print
- Monthly Fees
- None
- Credit Inquiry
- Soft Pull
- Household Limit
- None listed
- Account Type
- Personal Bank Account
- Expiration Date
- 12/31/2026
- ChexSystems
- Yes
- Additional Requirements
- Membership requires maintaining $5 in savings; checking requires $5 to open online or $0 in branch. Existing primary FourLeaf checking holders and prior FourLeaf/Bethpage checking bonus recipients are ineligible.
- Availability
- Nationwide
Branches are in New York but membership is available nationwide.