Business Bank Account
Citizens Bank Business Checking
Bonus
$1,500
Monthly Fee
None
To Qualify
$100,000 Transfer + 5 Transactions
Availability
CT, DE, MA, MI, NH, NJ +9
Expires
11/30/2026
Bonus Details
Tiered business checking bonus on a first Business Advisor Checking or Clearly Better Business Checking account: make a single deposit and maintain it to earn $300 at $5,000, $500 at $15,000, $750 at $30,000, or $1,500 at $100,000. Five qualifying transactions are also required within the stated two-month window.
How To Qualify
Open your first eligible account by November 30, 2026. For $1,500, make one $100,000 deposit of money new to Citizens by the end of the following month; maintain it through the next two months and complete five qualifying transactions during those two months. Qualifying transactions include branch/ATM/mobile deposits, check or Online Bill Pay payments, and debit purchases—not internal transfers. The primary signer must have no Citizens business checking signing relationship in the previous six months. Keep the account open, active and positive through payout.
The Fine Print
- Monthly Fees
- None
- Credit Inquiry
- Soft Pull
- Household Limit
- One bonus per customer
- Account Type
- Business Bank Account
- Promotion Start Date
- 7/1/2026
- Expiration Date
- 11/30/2026
- Additional Requirements
- Bonus is paid by the end of the month following the required balance-maintenance period. One bonus per customer for this program; cannot be combined with another checking offer.
- Availability
- Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, Washington D.C., Maryland, Florida
Available in CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC, MD, FL. Targeted offer: only recipients at the address stated on the mailer are eligible; the offer is non-transferable.
Monthly Fee Details
Clearly Better Business Checking has no monthly fee. Business Advisor Checking has a $25/month fee, waived with $10,000 average daily balance or $35,000 monthly combined balance of business loans, savings and money market balances.
Early Account Closure Fee
No early account termination fee.
Disclosure
To Earn Bonus: You must 1) open your first new Clearly Better Business Checking® or Business Advisor Checking® account between 4/1/2026 - 8/31/2026, 2) have the required minimum single deposit (with money not currently on deposit with Citizens) post to the account by the date stated in the bonus payment table then remain on deposit until the date stated and make five qualifying transactions in the two months stated. Qualifying Transactions include deposits at a Citizens branch, ATM or through the mobile app; payments made by check or Online Bill Pay; and debit card transactions. Transfers between other Citizens accounts do not qualify. Primary signer may not be or have been a signer on any Citizens business checking account within the previous six months. Account must have a balance greater than zero and remain open and active through the payout date. Offer is non-transferable. Customer will only be paid a one-time bonus. Bonus will be reported to the IRS for income tax purposes.